Paul Fyfe Financial Planning © Authorised Financial Services Provider No 13557 and a division of the Fyfe Group of Companies

Important Issues in Business Planning.

Some factors to consider.

Continuity - Buy and Sell Assurance
This enables business owners to make timeous provision for the purchase of their interests in a business at a fair market value by a willing and able buyer at death or disablement. The Plan provides for benefits to owner, dependants and business continuity and stable structure for the future business.
Suretyship Protection
Providing cost-effective finance that is used to secure the release of personal guarantees that owners are normally required to sign on behalf of their businesses when raising finance. Protecting the business, owners assets and estate in the event of disability or death.

Business Overheads Protector
An insurance plan to protect a business owner against the potentially crippling cost of financing the normal fixed monthly business expenses while he/she is disabled and unable to earn an income.
Loan Account Protection
Raising finance through life insurance so that a business can repay a loan made by an owner or director on that person’s untimely death or permanent disability
Employee Protection
The risk of employees dying or becoming disabled while in service leaving their families destitute is widespread. Many businesses need to provide life insurance for their staff members but do not wish to do it by way of individual policies. We can offer a range of group life cover for all staff in a comprehensive, simple and cost-effective manner. Medical Aid cover can also be provided on a group basis.

An important Business Decision.

If you have recently opened as business protection is a must for you, your business and your family.

You have spent a lifetime building and operating your biggest asset—your business. To many entrepreneurs it is also considered to be the source of their retirement capital as well as income for their families when they are no longer able to run the business. Business Assurance is significant in that it provides for business continuity and even for strengthening of the business structure. Only a limited number of business owners take the time to consider the practical consequences of an unexpected death or disability.

Business Assurance is your silent partner. I

It lies waiting whilst you successfully run your business but the day you become disabled or die it steps in to help your business or those that are reliant upon you and saves the day.

HOME